🚀 Engineered to grow credit repair agencies
Launch AI-Powered Credit Repair
Under Your Brand Today
Powered by Fix My 3 Scores CR-AI validates debts, accelerates results, and scales your credit repair business — all under your brand. Our AI analyzes SmartCredit® reports, verifies debt details, and flags inaccuracies to deliver faster, more reliable outcomes for your clients.
⚡ Fully Automated
🛡️ Bank-Grade Privacy
🎨 Whitelabel Key-in-Hand
No Commitments · Cancel Anytime · Your Agency Live in 48 Hours
500+
CR-AI Credit Report Analysis
97%
Client Satisfaction
48hr
Agency Launch Time
3x
Average Revenue Impact
⚡ 3 Simple Steps
As Easy as 1, 2, 3 —AI-Powered Dispute Letters
This is what your customers experience inside your branded portal — no confusion, no manual work, just clear action that gets results.
1
Enter Email
They visit your portal and enter their email. No forms, no uploads.
2
FM3S CR-AI Analysis
SmartCredit® data is pulled instantly. FM3S CR-AI analyzes credit report data to help identify negative accounts, reporting inconsistencies, and potential FCRA-related issues for user review.
3
Dispute Letters
Generate customizable FCRA dispute letter templates for Equifax®, Experian®, and TransUnion® in minutes.
🔄 How CR-AI Credits Work
One Analysis = One Credit
Your subscription includes a monthly pool of credits. Each time a customer completes the 3-step flow — entering their email, getting their analysis, and generating their letters — one credit is consumed.
- ✅ One credit covers the full self-service analysis — AI-powered credit report analysis and customizable dispute letter generation for all three major credit bureaus — with transparent flat-rate pricing and no per-bureau or email lookup fees.
- ✅ Credits refresh on your billing date — Your plan includes a set number of monthly analysis credits that automatically reset each billing cycle. Each completed customer analysis deducts one credit from your available monthly balance. No per-bureau fees apply.
- ✅ Unused credits don’t carry over — Each month starts with a refreshed analysis balance so you can continue onboarding and servicing customers through your subscription plan.
1 Credit Consumed
Experian®
✓
Equifax®
✓
TransUnion®
✓
💡 Why Agencies Trust FM3S CR-AI
3 Pillars to Launch Your Agency
One Platform. Three Game-Changing Advantages. Every feature is designed to fuel your agency’s growth and protect your reputation.
Zero Manual Work
Hands-Free Credit Repair — Powered by FM3S CR-AI
Once connected to SmartCredit®, FM3S CR-AI analyzes trade lines, flags potential reporting issues, and generates customizable dispute letters for all 3 bureaus — saving your team time.
- FM3S CR-AI creates precise, bureau-specific dispute letters in seconds
- Full Control Over Your Clients — All From One Platform
- Step-by-step instructions for sending letters to the credit bureaus
- Handle 10x More Clients — No Extra Staff Needed
Privacy First
Bank-Grade Data Privacy & Security
FM3S CR-AI puts privacy first. We never sell, share, or use your clients’ data for AI training. Built for trust and transparency, built for control — your clients’ information remains protected at all times.
- Military-Grade 256-Bit AES Encryption — At Rest and In Transit
- Secure, US-Based Infrastructure — All Data Hosted Domestically
- We Never Share Your Clients’ Data with Third Parties — Ever
- SOC 2-Aligned Security — Backed by Daily Audits to Protect Your Clients’ Data
Launch in 48 Hours
Turnkey White-Label — Launch Your Brand Instantly
Your fully branded credit repair platform — name, colors, logo, and domain. Clients see only your brand. You own every relationship and keep all revenue while delivering services with state-of-the-art AI automation.
- Your Own Custom Domain — e.g., app.youragency.com
- Your Logo, Colors, and Brand Voice Everywhere
- Expert Onboarding Support for a Seamless Start
- Fully Managed White-Label Setup — Branded for Your Agency
⚡ The Agency Growth Dilemma
Manual Credit Repair Eats Margins — Automate Now
✕ Without FM3S CR‑AI
- Stop Wasting Hours Writing Dispute Letters
- Unlock Capacity — Sign More Credit Repair Clients Without Hiring
- Never Miss Credit Bureau Deadlines
- Generic Tools with No Credit Repair Agency Branding
- No Insight into Credit Bureau Response Rates
✓ With FM3S CR-AI
- Generate FCRA Dispute Letters for All 3 Bureaus in Seconds
- Serve 10x More Credit Repair Clients Without More Staff
- Fully White‑Labeled Under Your Credit Repair Agency Brand
- Track Credit Repair Clients with Real-Time Progress Dashboard
- Track Credit Bureau Response Rates in Real-Time
⏱️ Your Launch Journey
From Sign-Up to Revenue in 48 Hours
A clear, simple path from purchase to profit.
01
💳 Choose Your Plan & Pay
Pick the tier that matches your agency size. All plans include automation, and FCRA compliance. Secure checkout — instant access. No long-term contracts. And varying degrees of whitelabel.
02
📝 Submit Your Brand Info
Get your branded credit platform started in minutes! Right after payment, complete our quick 5‑minute form with your logo, color palette, domain, agency name, and contact details. Our team handles the setup so you can launch faster, attract clients, and grow your business.
03
🛠️ We Build Your Platform
Launch your fully branded credit platform in as little as 24-48 hours! Our expert team sets up your custom domain, logo, and colors — all tailored to your brand. Review and approve before going live, then start attracting clients and growing your credit business today.
04
🚀 Go Live & Grow Revenue
Your branded platform is live — onboard clients now and grow your business! Powered by FM3S CR-AI, your system runs seamlessly in the background, letting you claim the credit, keep the revenue, and own every client relationship.
🔑 Key-in-Hand Platform
Your Brand. Your Revenue.
Our Engine.
Your clients see only your logo and brand colors. FM3S CR-AI is the invisible engine powering everything. You own the relationship, the revenue, and the client’s trust.
- Custom domain (e.g., app.youragency.com) available with select plans.
- Your logo, colors, and brand voice throughout the platform
- White-glove onboarding — we do the heavy lifting
- Dedicated agency dashboard
- Flexible, no-commitment plans — cancel anytime
🛡️ Privacy & Security
Protect Clients’ Data Fortress-Level Security
Built‑In Privacy from Day One — Protect Clients First.
256-Bit AES Encryption
Client data encrypted at rest and in transit. Keys rotated regularly.
Zero Data Sharing
We never sell, share, or train AI on your clients’ data. Your data is yours.
US-Based Infrastructure
All data stored and processed on US soil. Fully compliant with US data regulations.
FCRA Compliant
Supports compliance and protects client data with secure, reliable systems.
Daily Security Audits
Automated security monitoring and anomaly detection, 24/7/365.
SOC 2 Aligned
Data handling policies align with SOC 2 Type II security frameworks.
💳 Direct Pricing — No Surprises
Choose Your Revenue Tier
All plans include whitelabel tools, automated workflows, and features designed to support FCRA-related processes. Cancel anytime.
Monthly
Annual Save up to 20%
Launch
Solo agents and small agencies getting started.
$249
$209
/mo
Billed annually — $2,499/yr
- Serve Up to 40 active clients – Resets every month
- AI Credit Analysis
- All 3 bureau submissions
- Basic whitelabel branding
- Expert Dispute Letters
- Email support
Growth
Agencies ready to scale
without adding headcount.
$499
$399
/mo
Billed annually — $4,799/yr
- Serve Up to 90 active clients – Resets every month
- All from Launch Plan
- Full whitelabel
- Custom Domain
- Priority Email support
- Basic Onboarding Meeting
Scale
Established agencies that need enterprise power.
$999
$832.50
/mo
Billed annually — $9,990/yr
- Serve Up to 150 active clients – Resets every month
- All from Growth Plan
- Professional Onboarding Meeting
- White-glove setup
- Phone Support
🚀 Introductory Pricing Notice: Lock in these founder rates today. Subscription prices will increase in 30 days for all new members.
FAQ
Common Questions
How quickly can I launch my branded platform?
Most agencies go live within 48 hours. After payment, you fill out a brand info form (logo, colors, domain). We configure everything and hand you the keys — ready for your first clients.
Do my clients know they’re using FM3S CR-AI?
Never. Your clients see only your brand — your logo, your colors, your domain. FM3S CR-AI operates entirely behind the scenes as the invisible engine powering your service.
Is there a long-term contract?
No. All plans are month-to-month. Annual plans are available at a discount. Cancel at any time with no penalty.
How does the automation handle the credit bureaus?
FM3S CR-AI analyzes each client’s SmartCredit® report, identifies inaccurate or unverifiable items, and generates targeted FCRA validation letters for TransUnion®, Experian®, and Equifax®.
What happens to my clients’ data?
Client data is encrypted at rest and in transit using 256-bit AES encryption. We never sell, share, or use client data for AI training or any other purpose. Your data is yours, period.
What do I need to provide after signing up?
Just your brand info: agency name, logo file, brand colors, preferred domain, and contact details. We take it from there and deliver your live platform within 48 hours.
🚀
Limited Agency Slots Available
Secure Your Whitelabel
Platform Today
CR-AI Credit Report Analysis — 500+ Choose your plan, complete payment, provide your brand details, and launch within 48 hours.
Fully Automated
Bank-Grade Privacy
Key-in-Hand WL
✅ Expert Support ✅ No Contracts ✅ Live in 48 Hours